*APR-Annual Percentage Rate. Restrictions may apply. Loans subject to credit approval. Your specific rate, term and required down payment will be dependent upon your credit rating, relationship with us and other factors. ATV loan special runs 10/2/17-12/29/17, 2% discount on risk-based rate. Holiday loan special runs 10/2/17-1/31/18, 6% non-risk-based rate.