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Rates Effective as of
05/01/2013.
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72 Months |
2.49-11.49% |
AMOUNT OVER $20,000 |
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84 Months |
2.99-11.99% |
AMOUNT OVER $30,000 |
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VEHICLES 1 OR 2 YEARS OLD, WITH LESS THAN 25,000 MILES MAY BE FINANCED AT NEW CAR RATE. |
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| Used Car |
Term |
APR* |
Limits |
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36 Months |
3.75-12.75% |
8 YEARS & OLDER (2005-OLDER) |
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MAXIMUM AMT $50,000 |
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48 Months |
2.75-11.75% |
5-7 YEARS OLD (2008-2006) |
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MAXIMUM AMT $50,000 |
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60 Months |
2.75-11.75% |
3-4 YEARS OLD (2010-2009) |
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MAXIMUM AMT $50,000 |
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72 & 84 Months |
3.75-12.75% |
1-2 YEARS OLD (2012-2011) |
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MAXIMUM AMT $50,000 |
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| Motorcycles/4-Wheelers |
Term |
APR* |
Limits |
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NEW |
60 Months |
3.75-12.75% |
MAXIMUM AMT $50,000 |
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USED |
36 Months |
4.75-13.75% |
5-7 YEARS OLD (2008-2006) |
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MAXIMUM AMT $30,000 |
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USED |
48 Months |
4.75-13.75% |
3-4 YEARS OLD (2010-2009) |
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MAXIMUM AMT $30,000 |
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USED |
60 Months |
4.75-13.75% |
1-2 YEARS OLD (2012-2011) |
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MAXIMUM AMT $30,000 |
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| Boat, Motor, Trailer & Personal Watercraft |
Term |
APR* |
Limits |
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NEW |
60 Months |
3.75-12.75% |
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NEW |
72 Months |
3.75-12.75% |
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USED |
36 Months |
4.75-13.75% |
5-7 YEARS OLD (2008-2006) |
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USED |
48 Months |
4.75-13.75% |
3-4 YEARS OLD (2010-2009) |
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USED |
60 Months |
4.75-13.75% |
1-2 YEARS OLD (2012-2011) |
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| RV's, Travel Trailers, Campers & Motorhomes |
Term |
APR* |
Limits |
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NEW |
120 Months |
3.75-12.75% |
MAXIMUM AMT $150,000 |
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USED |
60 Months |
4.75-13.75% |
3-5 YEARS OLD (2008-2010) |
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MAXIMUM AMT $50,000 |
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USED |
96 Months |
4.75-13.75% |
1-2 YEARS OLD (2011-2012) |
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MAXIMUM AMT $75,000 |
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| Farm & Garden Equipment |
Term |
APR* |
Limits |
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NEW |
60 Months |
3.75-12.75% |
MAXIMUM AMT $25,000 |
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USED |
36 Months |
4.75-13.75% |
5-7 YEARS OLD (2008-2006) |
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MAXIMUM AMT $25,000 |
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USED |
48 Months |
4.75-13.75% |
3-4 YEARS OLD (2010-2009) |
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MAXIMUM AMT $25,000 |
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USED |
60 Months |
4.75-13.75% |
1-2 YEARS OLD (2012-2011) |
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MAXIMUM AMT $25,000 |
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| Mobile Homes |
Term |
APR* |
Limits |
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NEW |
240 Months |
9.00-18.00% |
MAXIMUM AMT $60,000 |
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USED |
96 Months |
10.90-18.00% |
3-5 YEARS OLD (2008-2010) |
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MAXIMUM AMT $30,000 |
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USED |
120 Months |
10.90-18.00% |
1-2 YEARS OLD (2012-2011) |
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MAXIMUM AMT $45,000 |
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Share Secured |
72 Months |
5.00% |
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CD Secured |
Term Of CD |
4.00% |
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| Household Goods |
Term |
APR* |
Limits |
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24 Months |
6.00-15.00% |
$500 - $2,000 |
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36 Months |
7.00-16.00% |
$2,001 - $5,000 |
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48 Months |
8.00-17.00% |
$5,001 - $20,000 |
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PLUS MORTGAGE FEE |
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ANY NEW ITEM WITH A SERIAL NUMBER. |
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| Line Of Credit |
Term |
APR* |
Limits |
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60 Months |
7.50-16.50% |
Adjustable Rates |
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| Personal |
Term |
APR* |
Limits |
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12 Months |
7.50-16.50% |
Up to $ 1,000.00 |
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24 Months |
7.50-16.50% |
Up to $ 1,000.00 |
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36 Months |
7.50-16.50% |
Up to $ 2,500.00 |
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48 Months |
7.50-16.50% |
Up to $ 5,000.00 |
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60 Months |
7.50-16.50% |
Up to $ 15,000.00 |
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| Land Only |
Term |
APR* |
Limits |
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120 Months |
7.00%-16.00% |
Up to $50,000.00 |
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180 Months |
7.00%-16.00% |
$50,000.01 to $100,000 |
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90% OF THE APPRAISAL OR SELLING PRICE, WHICHEVER IS LESS.
MEMBER IS RESPONSIBLE APPRAISAL AND ATTORNEY FEES |
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| Home Equity Closed End |
Term |
APR* |
Limits |
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60 Months |
4.90-13.90% |
Maximum Amount |
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84 Months |
5.65-14.65% |
$500,000.00 |
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80% OF THE APPRAISAL.
MEMBER IS RESPONSIBLE APPRAISAL AND ATTORNEY FEES |
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WE ALSO OFFER HOME LOANS AND HOME EQUITY LINES OF CREDIT LOANS
CALL A CREDIT UNION LOAN OFFICER FOR MORE INFORMATION |
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