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*APR - Annual Percentage Rate.
Rates subject to change without notice.

 
Equal Housing Lender
  Local: (337) 533-1808
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Current Loan Rates

 
     

Rates Effective as of 11/01/2023.

New Car Term APR* Limits
  24 Months 4.75-17.95%  
  36 Months 5.00-17.95%  
  48 Months 5.25-17.95%  
  60 Months 5.75-17.95%  
  72 Months 6.25-17.95%
  84 Months 6.75-10.75%
VEHICLES 1 OR 2 YEARS OLD, WITH LESS THAN 40,000 MILES MAY BE FINANCED AT NEW CAR RATE. 
 
Used Car Term APR* Limits
  36 Months 5.60-17.95%
     
  48 Months 5.90-17.95%
     
  60 Months 6.20-17.95%
     
  72 Months 6.70-17.95%
  84 Months 7.25-11.35%
 
Motorcycles/4-Wheelers Term APR* Limits
NEW 60 Months 7.00-17.95%
NEW 72 Months 7.00-17.95%
USED 60 Months 8.00-17.95%
     
USED 72 Months 8.00-17.95%
     
 
Boat, Motor, Trailer & Personal Watercraft Term APR* Limits
NEW Up to 180 Months 7.20-17.95%  
USED Up to 180 Months 8.20-17.95%
 
RV's, Travel Trailers, Campers & Motorhomes Term APR* Limits
NEW Up to 180 Months 7.20-17.95%
USED Up to 180 Months 8.20-17.95%
 
Farm & Garden Equipment Term APR* Limits
NEW Up to 120 Months 7.50-17.95%
     
USED Up to 120 Months 8.50-17.95%
     
 
Mobile Homes Term APR* Limits
NEW Up to 240 Months 8.25-17.25%
USED Up to 96 Months 10.25-17.95%
USED Up to 120 Months 10.25-17.95%
 
Secured Term APR* Limits
Share Secured Up to 72 Months 4.75% above share rate  
CD Secured Term Of CD 4.75% above CD rate
 
Household Goods Term APR* Limits
  24 Months 9.25-17.95% $500 - $2,000
  36 Months 10.25-17.95% $2,001 - $5,000
  48 Months 11.25-17.95% $5,001 - $20,000
      PLUS MORTGAGE FEE
ANY NEW ITEM WITH A SERIAL NUMBER.
 
Line Of Credit Term APR* Limits
Variable Rates 60 Months 10.20-17.95% Up to $15,000.00
 
Personal Term APR* Limits
  12 Months 9.20-17.95% Up to $1,000.00
  24 Months 9.20-17.95% Up to $1,000.00
  36 Months 9.20-17.95% Up to $2,500.00
  48 Months 9.20-17.95% Up to $5,000.00
  60 Months 9.20-17.95% Up to $15,000.00
 
Land Only Term APR* Limits
  120 Months 7.25%-17.25% Up to $50,000.00
  180 Months 7.25%-17.25% $50,000.01 to $200,000
90% OF THE APPRAISAL OR SELLING PRICE, WHICHEVER IS LESS.
MEMBER IS RESPONSIBLE FOR APPRAISAL / ATTORNEY FEES
 
Home Equity Closed End Term APR* Limits
  60 Months 8.00-13.75% Maximum Amount
  84 Months 8.30-14.05% $500,000.00
  120 Months 8.60-14.35%  
  180 Months 8.90-15.65%  
90% OF THE APPRAISAL.
MEMBER IS RESPONSIBLE FOR APPRAISAL / ATTORNEY FEES

WE ALSO OFFER HOME LOANS AND HOME EQUITY LOANS
CALL A CREDIT UNION LOAN OFFICER FOR MORE INFORMATION

 
     
This credit union is federally insured by the
National Credit Union Administration.
NCUA and Equal Housing Lender
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